GoGreen Home Energy Financing

GoGreen Home Energy Financing has everything California homeowners and renters need to finance an energy efficiency upgrade for an existing home. Administered by the State of California, the GoGreen Home program provides attractive financing options that put energy upgrades within reach, with no out-of-pocket costs or property liens.

How it Works

Participating GoGreen Home lenders and contractors work to finance and install electrification measures such as heat pump HVACs, heat pump water heaters, and induction ranges as well as Energy Star appliances, insulation, lighting and more at exceptional rates and terms. Connect with a GoGreen Home contractor to get a project estimate, then explore loan options offered by participating lenders for your home energy improvements. Prefer DIY projects? Select measures are eligible for self-install.

Get Started on Your Project Today

  1. Explore project possibilities
  2. Work with a contractor to get an estimate
  3. Find a great rate and apply for financing

Benefits

  • Below-market interest rates
  • Extended terms for affordable monthly payments
  • No money down, no closing costs, no lien on your property
  • Wide range of credit scores may qualify
  • Finance related required upgrades such as electrical panels
  • Ability to do non-energy improvements; 30% of the financed amount may be used for bonus upgrades such as new cabinetry or landscaping
  • Variety of eligible energy efficiency measures to choose from 

How to Qualify

To qualify, your property must receive electric and/or gas service from the City of Palo Alto Utilities.

Get Started on Financing Your Home Upgrade

Other Resources

Check Out DIY Upgrades

Program Flyer (en español)

GoGreen Project Possibilities

Find a Contractor for Your Estimate

Full Service Heat Pump Water Heater Upgrade Program

CA State Seal + GoGreen Financing Logo